Services
Three lines
One discipline
We put our balance sheet to work across lending, investments and partnerships and advise promoters on the funding and resolution decisions. One rule throughout: understand the business first, structure the money second.
Our business as a registered NBFC
Lending
Unsecured working-capital and term loans to companies and micro and small enterprises, backed by collateral where needed.
Co-lending & FLDG partnerships
Risk-shared lending with fintech and platform originators including RiseWise Capital under First Loss Default Guarantee structures.
Strategic investments
A diversified portfolio that puts the balance sheet to work and supports liquidity.
Advisory & Assistance Facilitation Services
Project Financing & Syndicate Loans
For requirements larger than a single lender will carry, we appraise the proposal, structure the facility, and arrange financing across a syndicate of lenders from term sheet to disbursement.
Debt Restructuring & Resolution
For businesses carrying obligations they can no longer service on existing terms, we assess the capital structure and work with lenders toward a restructured, documented and sustainable resolution.
One Time Settlement (OTS) Negotiation
Where a clean exit serves both borrower and lender, we prepare the settlement case, establish a defensible valuation basis, and negotiate the terms through to sanction and closure.
Asset Acquisition & Management
We advise promoters and investors on acquiring, financing and managing business and security assets — conducting diligence, structuring the acquisition, and arranging the funding behind it.
Disclaimer - Cicago Commodities Pvt. Ltd. is a registered NBFC. The advisory and assistance services above are facilitative and advisory in nature. Cicago does not hold, and does not represent itself as holding, licences for merchant banking, securities issuance, insolvency professional services, business valuation, or asset reconstruction. Cicago does not acquire distressed financial assets as a principal. Where a mandate requires a regulated licence, it is executed by appropriately licensed partners or professionals.